Loan Programs Built for Real Estate Investors

From your first flip to your hundredth deal, we have the right capital product. Competitive rates, fast closes, and terms that fit your strategy.

Most Popular

Fix & Flip Loans

Short-term financing for investors acquiring, renovating, and selling residential properties. Our most popular product for house flippers.

LTV

Up to 90% LTC / 75% ARV

Rate

9.99% – 13.99%

Term

6 – 18 months

Loan Size

$75K – $2M

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Ground-Up

New Construction Loans

Ground-up financing for investors building new residential properties. Fund land acquisition, vertical construction, and development costs with draws tied to project milestones.

LTV

Up to 85% LTC

Rate

10.99% – 14.99%

Term

9 – 24 months

Loan Size

$100K – $3M

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Bridge Loans

Short-term capital to bridge the gap between purchase and long-term financing. Ideal for time-sensitive acquisitions and portfolio transitions.

LTV

Up to 80% LTV

Rate

9.99% – 12.99%

Term

6 – 24 months

Loan Size

$100K – $5M

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Quick Close

Earnest Money Loans

Fast capital for earnest money deposits so you can secure deals without tying up your own cash. Keep your liquidity while locking in contracts.

LTV

Up to 100% of deposit

Rate

Flat fee structure

Term

30 – 90 days

Loan Size

$5K – $100K

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Gap Funding

Supplemental financing to cover the gap between your primary loan and total project cost. Stack with your existing hard money or conventional loan.

LTV

Up to 90% combined LTV

Rate

11.99% – 14.99%

Term

6 – 12 months

Loan Size

$25K – $500K

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Same-Day

Transactional Funding

Same-day funding for double closes and wholesale transactions. In and out in 1-3 days with minimal documentation required.

LTV

Up to 100% of purchase

Rate

Flat fee per transaction

Term

1 – 3 days

Loan Size

$25K – $2M

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Not Sure Which Loan Fits?

Tell us about your deal and our team will match you with the right product. No commitment, no obligation.

Talk to a Loan Advisor
flipcap

Fast capital for real estate investors. AI-powered underwriting for quick decisions on fix & flip, bridge, and specialty loans.

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FlipCap is a private hard money lender. All loans are for business/investment purposes only. FlipCap does not provide consumer residential mortgage loans. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, property, and other factors. This is not a commitment to lend. Equal opportunity lender.

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